Minted by the Guild of Caravaneers, the Ducatto is a widely accepted hard currency across the Continent. It comes in denominations of 1,4,16 and 64 Silver Ducatto and 1 and 4 Gold Ducatto. One Gold Ducatto is worth 64 Silver. The anomaly of having two sorts of coinage is due to a decision to use the less valuable silver coinage in areas prone to coin "shaving" and "clipping". This attempt at debasing the currency was contentious, and the gold Ducatto are preferred by most traders.
Due to the fact that Destruction of Currency is a Major Crime, PCs are assumed to not directly use money to make Magic Items. Handing your coins to a Ref is an abstraction of "I go and buy some gold wire, expensive ink or other rare components".
Many people also find that the due to the legal protection of impartially witnessed contracts that witnessed IOU letters are a handy and efficient way to transfer both large and small sums of money. Particularly if they do not have the actual coin to pay for something on their person at that time.
Other local currencies, ancient coins etc exist, but valuing these appropriately is a use of the Trade 3 Skill.
|Factions other than the Hegemony||